To paraphrase the late, great Johnny Carson, this writer has lurched uncontrollably into the truth.  From a Huffington Post columnist puffing up the virtues of Elizabeth Warren: 

Yet the banks and other financial institutions are virtually bursting at the seams with profits, which they will not pump into loans to get the economy back on track. Loans equals jobs, people!

Payday advance stores are issuing credit to 19 million Americans every year.   Loans equals jobs.