This smug, ignorant columnist, Darrin Garnick, thinks payday lenders left New Hampshire in a fit of spite.  No where in this column does the writer show any understanding of the costs of doing business under a 36% rate cap law, specifically, a $1.38 charge for every $100 loaned.  Note to Mr. Garnick: businesses seek profits.  They are not in the business of making loans at a loss.