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Utah action

January 27, 2010 | Utah, industry, regulation | Comments (0)

We missed this from yesterday:

A bill to further regulate the payday-loan industry cleared the House on Tuesday in a 65-8 vote.

HB15, sponsored by Rep. Jim Dunnigan, R-Taylorsville, would limit to 10 the number of weeks a two-week loan could roll over. The current cap is 12.

That ceiling is important, Dunnigan said, because it would stop further interest and fees from accruing — and borrowers could then begin to pay down the balance.

The measure, supported by the payday-loan industry and advanced to the House without a committee hearing, also would bar lenders from calling a borrower’s workplace to collect — if the employer has asked that they refrain from that practice.

A legislature that wants to works help consumers without destroying jobs and business.

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