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New research on industry economic impact!

June 19, 2009 | customers, industry, research, states | Comments (0)

From a new report that can be found at here: (the link will take you to state facts sheets as well.)

 

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Key Findings:

  • In addition to being a valuable source of credit for many consumers, the payday loan industry makes significant contributions to U.S. and state economies.
  • The industry contributed over $10 billion to the U.S. gross domestic product (GDP) in 2007.
  • The payday lending industry supports over 155,000 jobs nationally¹, including 77,088 people directly employed in 23,586 jobs in storefront locations.²
  • Overall, the total labor income impact from the payday loan industry is $6.4 billion:
    • Through direct employment, payday loan stores contributed $2.9 billion in labor income, which translated to approximately $37,689 per store employee.³
    • Suppliers to the payday lending industry contributed $1.4 billion in labor income as an indirect result of the revenues generated by the payday loan industry.
    • $2.1 billion was generated from the wages of payday loan store employees and supplier indutries’ employees as they were spent in local economies.
  • The payday lending industry helped to generate over $2.6 billion in federal, state and local taxes in 2007.
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