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Comment of the Day II

May 21, 2009 | Uncategorized | Comments (2)

From our friend at PDLindustryblog (who also has a couple of new posts of his own)  regarding the credit union alternative discussed below:

Now, we’ve seen this before and it’s ironic that you never hear a follow up story. In Illinois, South Side Community Federal received a $50k subsidy from Chase bank. The end result? They never tell you. The do offer a PAL (payday alternative loan). Here’s the catch: If your credit score is under 650, you have to put up $250 in cash as collateral to get up to a $500 loan.

Good luck with that one.

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Comments»

1. J - May 21, 2009

Put up $250 in cash to get a $500 loan? Can I just borrow the $250 difference?

2. Glenn Burton - May 21, 2009

Yes, but you’ll pay the $500 price!