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We missed him

December 11, 2008 | The State, Warren Bolton, industry, industry critics, media coverage, regulation | Comments (0)

Honestly, where’s Warren Bolton been?   His ideological, strident screeds against payday lenders in The State newspaper of South Carolina are always as entertaining as they are elitist.   We believe today’s rant puts Warren well into the 40s for the number of columns he’s written about the industry:

Now, more than ever, state lawmakers must tighten up on payday lending. Congress and federal regulators, while working to reassemble the credit markets, are stressing the need to implement stronger regulations to protect borrowers — and the economy — against bad lending practices.

So Bolton advocates more credit through tighter rules? The Payday Pundit doesn’t get it.  Regardless, Bolton can’t see the forest through the trees.  Payday lenders, unlike banks or investment firms, lend their own money, not money borrowed from the Treasury.  And payday lenders, as experts are coming around to acknowledging, price risk better than banks.  So the economy actually benefits from the payday lending business model.      

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