America’s #1 Populist, Jim Hightower, has jumped on the anti-payday lending bandwagon and denounced payday loans.  Like so many of the anti-payday lending groups, Mr. Hightower demands that payday lending businesses be shuttered to protect “very-low-wage working people – those living paycheck to paycheck who can least afford to have their pockets picked” but fails to tell those very same people what to do when they need to make ends meet.  If you don’t offer any other option for a clearly defined need, is that actually helpful?  Payday loans are often a less costly option to bouncing a check, paying overdraft fees or other bank charges.  Take away this option, what are consumers to do when they have an unexpected expense?  The masses are waiting for your answer, Mr. Hightower.