The Payday Pundit really wonders why COHHIO and other anti-payday lending forces in Ohio are so afraid to put Issue 5 to a vote. I bet they have a feeling they will lose, which is why they keep on trying to derail efforts to let Ohioans decide in the polls. Ohioans and Americans in general don’t like being told what they can and can’t do. Making your own financial decisons is as American as apple pie.