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Wrong, but honest

June 28, 2009 | Wisconsin, employees, industry | Comments (0)

The Wausau Daily Herald wrote an editorial last week in favor of a 36% rate cap.   The paper revisits the issue today and admits that the rate cap is a ban.  Progress, I guess, of some sort:

….Rather than precipitating a trickle of store closures at the margins, what we would see would be a wave of closures beginning the day after the law took effect, she said.

For those of us who regard payday lending as predatory, this is more a feature than a bug. But it is worth being honest about what the bill’s impact would be.

The writers offer no solution to the problem of access to short-term credit.

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