The Deseret News is less than enthralled with government bureaucracy: 

Financial regulatory reform is another area ripe for a bevy of new controversial rules. The bill itself was 2,300 pages long. It’s doubtful many lawmakers who voted for it had read it or understood its impact. Among other things, it established an entirely new level of bureaucracy, the Consumer Financial Protection Bureau, whose job will be — you guessed it — to write reams of regulations governing how banks interact with consumers. The new agency covers virtually everyone but auto dealers, who somehow managed to warrant an exemption.