In Washington State, the govenor signed a tough “collections” law.  From the story:

Key points of SB 5164; Download entire bill as passed by the legislature.

- Forbids threatening to take any legal action against the borrower which the licensee may not legally take.

- Unless invited by the borrower, a licensee may not visit a borrower’s residence or place of employment for the purpose of collecting a delinquent small loan.