Another city council in Ohio is considering a “moratorium” on payday lending.  According to this article, the city of Xenia would halt licenses for check cashers and payday lending stories for a year.   Darryl Dever, a lobbyist for the state association, defends the industry:

    “They are reacting to the emotional side of sensational claims people throw out there,” Dever said. “People make a conscious decision to use this product.”