Banks defend overdraft
November 24, 2009 | alternatives, federal legislation, industry | Comments (0)Good letter today in the New York Times:
While the best solution is for consumers to ensure that they have sufficient money in their account to avoid fees altogether, there are times that customers want the bank to cover their mortgage payment, car loan payment, buying groceries and paying cab and subway fares even if they do not have the money in the account that day.
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