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Hadn’t thought of this

September 29, 2009 | alternatives, industry | Comments (0)

“Without overdraft frees, why would banks offer checking accounts?”   A different perspective at Daily Finance:

Here’s the problem with eliminating overdraft fees: It will encourage banks to turn away many low-income, low-asset customers, forcing them into the shadowy market of check cashing services, Western Union money orders, and payday lenders.

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