Penny pinching pays off
September 11, 2009 | personal finance | Comments (0)From YahooFinance:
Kofke and his family of four in Hoschton, Ga., have been able to live exclusively on his $37,000 a year salary — and save money — by making adjustments to small expenditures, such as switching to cheaper cell phone plans, using the library instead of buying books and making their own coffee at home.
Saving money on little things has a snowball effect that can lead to better financial habits, he says. Once people cut down on a few things and see the positive financial impact, they are often motivated to cut back on the big stuff.
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