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And there’s little competition

March 2, 2009 | alternatives, industry | Comments (0)

Pawnbrokers are booming in New Jersey, a state where there is almost no payday lending:

Other sources of credit, such as home-equity lines and consumer loans, have been shut off as lending standards become more strict, he said. A pawnshop “is maybe the last option for many households,” the economist said.

Well, it would be nice if consumers had the option of a payday loan.

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