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Another call for reducing consumer choice

February 18, 2009 | Charleston Post & Courier, South Carolina, industry, media coverage, regulation, states | Comments (0)

From the Charleston Post & Courier

Serial lending typically occurs when someone borrows more money than he can afford to pay back. For example, two weeks after a borrower gets a $600 loan, he pays it off with $690 and then immediately borrows again to make ends meet. The House bill would allow borrowers to make 10 sequential loans and then would require a break of a pay period before another loan can be made.

The Payday Pundit wonders how people would feel if they were told how many times they could use their credit card in a year, or how many times they could access overdraft protection.

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