All that said, the short-term lending industry in Alabama recognizes that it is our responsibility not only to be business people of integrity, but also to work daily toward being a part of the solution.To that end, more than 300 stores in the state have joined Borrow Smart Alabama, which is working to educate customers and young people and to help them build a better financial future.

In the midst of this recent economic crisis, Borrow Smart is sending a financial educator into junior colleges to teach seminars on budgeting and saving. The members are also posting fliers in their stores encouraging customers to “borrow smart” during these challenging times — always remembering that our loans are a short-term solution intended to meet urgent and temporary needs.