Rep. Matt Lundy, D-Elyria, said he hopes to introduce a bill next week that would limit any loan of $1,000 or less with a term of less than 90 days to a maximum 28 percent annual interest rate.

That means no origination fees, credit-check fees, or check-cashing fees — just a straight 28-percent rate, Lundy said.

“We want to make sure all the doors are closed and all the windows are locked shut, and it’s taken a lot of time,” Lundy said. “It’s unfortunate that you have to play cat and mouse, but that’s the position they’ve put us in.”

If his bill is passed, Ohioans should call Matt Lundy when they need access to short-term credit.