Indeed empowering poor Mexicans with microloans recognizes that they can make their own financial decisions, enter into contracts, decide how they want to spend their money and allow them the opportunities that the rest of us take for granted.

Too bad that when those same people move a couple hundred miles north, the Republic wants to deny them the same opportunities.

Prop. 200 lowers fees and makes it easier to pay back your loan, instead of getting caught in “spiraling debt.” Prop. 200 puts a stop to costly extensions!

We all know the cost of bank-overdraft fees, late credit-card fees and even bounced checks! It’s so much more convenient to get a short-term loan to pay for those unexpected expenses, then to overdraw your bank account or max out your credit cards. – Alexandria Armas, Avondale