A well-spoken spokesman of the payday lending industry counters calls for Mississippi lenders to be shut down in an Associated Press report:

Ryan Harris, communications manager for Check Into Cash, said there is a “misunderstanding about the payday lending industry.” Harris took exception to the religious leaders’ call for lawmakers to put payday lenders out of business.

“Putting a legitimate business out of business doesn’t seem like a reasonable solution at all,” Harris said in a phone interview Monday. “It’s just going to take away jobs and take away that credit from the people who use it.”

The State Senate has made a proposal that would lower the cost of the most common payday loan by 10 percent. Why do people insist on killing jobs and taking away options for people?