In an ideal world we would join forces with the lobbying efforts of car dealers, finance companies, banks, credit card companies, the pawn industry and more. However, the majority of these industries would rather we assume the role of a sacrificial lamb and take the brunt of regulatory reform.

There’s just one thing Congress and our competitors overlook. Consumers by the millions need our small, non-collateralized, no hassle, short-term loans! Consumers literally DEMAND them.

So… as long as we remain flexible and inventive, we’ll be around. I’ve said this before, “We are a very creative industry with a product consumers cannot do without.”

Embrace the changes necessary and support the industry!